Build the the Dream Online Banking Account
While it may be only fantasy, what if you could have any features you want from a bank in an online account. What would they be? Keep in mind the bank has to make money to survive so be realistic and go ahead and dream. I will publish the dream account later here on this blog.
I will start it off with a set of features I would like below, but let me know your thoughts on these features and whatever else would make your life easier. Here we go (many of these features exists today of course):
* Great Online Experience - simple to use, modern look and feel, high usability
* Tight Smart Phone integration - remote deposit, alerts, bill pay, regular banking functions
* Strong Security - out of band authentication, powerful alerting and monitoring
* Free ATM at high number of locations
* Fair and simple overdraft policy and options, no games with check processing ordering to increase fees
* Personal Financial Management Software to help aggregate account info and gain insight
* Great Bill Pay that is easy to use, calculates payment dates from due dates
* Electronic Statements with free storage up to 7 years
* Electronic transfers in and out of my account for free
Let me know your thoughts in determining the dream online banking account!
